Your First Benefit is a final expense policy of $20,000
This will ensure that your family does not have to put your funeral on a credit card or have to tap your childrens future college fund just to bury you.

Foresters Offers Your Family Competitive Scholarships
Each year, the Foresters Competitive Scholarship Program offers scholarships for higher learning worth from $8,000 to $11,000 each.

If a Parent Dies Your Children Qualify for Larger Scholarship Benefits
The scholarship benefit provides the children with a renewable scholarships ranging from $6,000 up to $24,000 plus the competitive scholarship above to cover tuition and maintenance.

Orphan Benefits It is almost like they financially adopt your children!
The Orphan Benefit is a monthly payment of $900 - per month - per child - to the legal guardian for children

Here’s an example of how member benefits can work:
Suppose you are married with three children, turning ages 1, 3 and 5, and you are insured under a Foresters life insurance certificate. If you or your spouse were to die today, Foresters would pay the death benefit of your life insurance certificate and, in addition:
• Provide up to $486,000 in Orphan member benefits for the care of your children
($900 per month per child until that child turns 18 years of age)
• Provide $72,000 in the Orphan Scholarship member benefit for postsecondary
education for each of your children ($24,000 per child)
This is an extra $558,000 in member benefits – just for being a Foresters member!

That's way over half a million dollars to your children for just a couple of bucks a week.
You could pay for this with the spare change you throw on the counter every night.
You could just go to publix.com and print out a couple of coupons.
Savings from the Rx card that we give you will pay for this incredible policy.

Critical Illness
A $2,000 lump sum payment per membership is provided upon diagnosis of certain critical illnesses for any one immediate family member. We hope you feel a little bit better when you open our get wall card with the $2,000 inside.

Terminal Illness Loan
An interest-free loan may be provided for an insured member who becomes terminally ill. The total loan can be up to 75% of the total amount of the Foresters life insurance on that insured.The maximum loan amount is $250,000. This loan will be repaid from the insurance proceeds payable upon the insured's death.  By the way, you may qualify for more death benefit

Legal Link 
Access free and discounted legal services in your area. Connect with lawyers for help with a variety of issues including wills, living wills, home ownership and family law. If you don't have a will (and you know you should have one - right) we will help you get one - no extra charge. Don't let the courts decide who gets your children.

The following nine (9) services are available at no charge from your plan attorney.
Initial phone consultations for each new matter (no time limit).
Initial face-to-face consultations for new legal matter (no time limit).
Review of independent legal documents
Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will annually for free.
A state specific, web based, free Living Will form is available to Members. This form can be taken to our plan attorney and completed for free
Plan attorneys will help Members represent themselves in small claims court
Assistance in solving problems with government programs, such as Homeland Security and Welfare
When deemed appropriate by your plan attorney, he or she will write letters on your behalf
When deemed appropriate by your plan attorney, he or she will make phone calls on your behalf

Everyday Money
A toll-free and confidential phone-based financial helpline that gives you access to an accredited counselor that can help answer your questions about everyday management of your money, call 800 444 3043

Family Events
As a Foresters member, you can spend time with your family at sporting events, theme parks and more, at little to no cost. These events allow your family to enjoy quality time together without the hassle of planning or the burden of high costs. In 2009, more than 42,000 members and guests participated in almost 500 Foresters events.

Community Involvement
Foresters provides you and your family with opportunities to make a difference through meaningful activities that promote family time and children’s health. Activities include building playgrounds and supporting local children’s hospitals through Children’s Miracle Network. Foresters also awards members grants for projects of any size that respond to a real need and have a positive impact in their community.

Join us at the next Children's Miracle Network Radiothon in Orlando or Jacksonville
Children's hospitals provide families with the support they need. That's why Foresters supports children's hospitals across the United States, and Canada through our long-standing partnership with Children's Miracle Network, a non-profit organization that raises funds for more than 170 children's hospitals. Information about radiothons in your area can be found
by clicking here. 

Foresters Volunteer Leadership
As a Foresters member, you can help shape the future and direction of our organization by choosing to become involved as a volunteer leader.

Natural Disaster Relief
Emergency grants of up to $300 to cover basic needs such as clothing, food and shelter are available to help members and their families recover from natural disasters like hurricanes and floods. This money is considered short term emergency relief. The actual amount granted would be based upon the specific need of the household and may vary depending upon the type of disaster. Not available in Florida, something about hurricanes I think.

Universal Rx Membership Card
This savings program will allow you to save 10-50% on your prescription medications at a participating retail pharmacy or through mail order, and up to 40% on diabetes supplies, durable medical equipment, hearing supplies, and over-the-counter items. This is a free program for those who are clients of National Agents Alliance.

Get Out of Debt Program
Following the teachings of Dave Ramsey and Richard Davis we can show you how to get completely debt free in 7 years. This is a free program for those who are clients of National Agents Alliance.

Retirement Repair Program
Partnership program that is designed to put some life in you retirement plans: 401k, 403b, IRA, Roth, Keogh or SEP.  From Zero to $350,000 in 10 years and over a million in 20 years. This is in addition to what you are already doing.

Call us today at
(954) 935-0401
Write us at
bc.bhbteam@gmail.com

Insert your email address here
Contact us today for membership and all of the benefits that you see above. Membership certificates start at $8.00 per month so why wait, protect your children and enjoy the family events benefit package too.

Example of the rates for a $20,000.00 final expense plan:

Age20 2530  35 4045   50  55  60  65  70

Per Mo$8.00$8.03$8.39$8.81$9.79$11.61$14.80$20.46$30.57$48.16$84.61

Per Day 0.26 0.27  0.28  0.29  0.32   0.39    0.49   0.67   1.01    1.59   2.79


Females are even less, this policy is based on your health history and needs to be underwritten. You do not have to take a physical to qualify and must simply answer the medical and background questions. The above rates are for a 15 year term policy, 30 year and UL guaranteed to age 120 are also available.

In addition to the above program being so incredibly good for you and your family and the
$370 million that they have already donated to the Childrens Miracle Network the local agents are also donating a full 10% of every single penny that you pay for your policy the first year and then 100% of all renewals every year after that.

This year the funds are going to help the charity for disabled children out in Newberry Florida. They are building a therapy center to supplement the local therapy centers with free services above and beyond those that the disabled children already receive. When fully operational they will have horse therapy center (already built), indoor aqua therapy, an organic garden and greenhouse (already built) and the specialized work of the TheraSuit Center right on site.

Please visit the kids at www.HeavensSpecialChildren.org
Name

Email

Phone

State of Residence

Your Age

Spouse's Name & Age

Children's Ages

Does any one in the home smoke cigarettes? Cigars or chewing tobacco is OK
Cigarette smokers pay a little bit more

Who referred you to this web site?
Over the past 20 years, Foresters has helped Children's Miracle Network hospitals raise over
$370,000,000.00 million dollars

Children's Miracle Network, is
a non-profit organization that raises funds for more than
170 children's hospitals.
We need volunteers so please call today (954) 935-0401
Click this video to see some of what we do and what we can do for you!
Every family in the United States of America should take advantage of this incredible program!
This protection starts with rates as low as $8.00 per month 
(see below)
Helping children across the country let us help your children too!
Send me a free brochure